Asset based business loans, BFI® financing options: BFI Business Finance®



Funding Business Success®

Financing Options

Trying to obtain traditional bank financing for your business can be time-consuming, frustrating, and complex. Banks and traditional lenders require an established credit history, cash flow, and profitability before they will consider providing a business loan to you. In addition to securing all your assets as collateral, banks require compliance with stringent loan covenants which are often restrictive and difficult to maintain. They rely on your past and present ability to repay the business loan but do not usually look to your future when making the financing decision.

BFI Business Finance® "banks" on your potential when extending you a line of credit. We look past your current balance sheet and look to your future success when making our financing decision. BFI® provides business loans to entrepreneurs when other financing sources are unavailable or inadequate. We provide working capital to relieve payroll stress, purchase equipment and inventory, take trade discounts, and provide the opportunity for your business to grow. BFI® offers five types of business financing solutions:

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Accounts Receivable Financing

Using accounts receivable as collateral, clients can assign and borrow against all eligible outstanding accounts receivable.

Inventory Financing

Along with accounts receivable financing, clients can obtain financing against specific types of inventory including raw materials, work in progress, and finished goods for seasonal inventory builds.

Equipment Financing

Along with accounts receivable financing and inventory lines of credit, clients can obtain financing against existing capital equipment or can obtain a capital expenditure line to purchase additional capital equipment.

Technology Financing

Designed specifically for emerging technology companies that may lack sufficient operating results for traditional financing, our technology finance loans allow companies to obtain growth financing with limited to no equity dilution.